Permanent Life Insurance
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If you have any inquiries about your permanent whole life insurance policy, just ask one of our agents and we’ll be happy to help. We want you to fully understand your permanent whole life insurance policy, and we want you to have a positive experience with it.
What Is Permanent Life Insurance?
Permanent Life Insurance is an innovative and unique way to “life insurance” per se, and it can be used to complement and safeguard your retirement, as well as to pay for education or other costs.
This permanent life insurance is a hybrid of a cash value account (from which you can borrow) and a life insurance policy. Your permanent life insurance accumulates cash value over time that you may use while you are still alive, and it also provides a tax-free death benefit to your family after you die. Allow us to demonstrate how Permanent Life Insurance can assist you financially both now and in the future.
Benefits of Permanent Life Insurance
- Cash value can be used to boost your retirement or pay for college
- Benefits payout for chronic, critical, or terminal illness
- Access to tax-free income
- Level premiums – never increase
- Disability insurance is optional
- Your family will get a tax-free death benefit